Terms & Conditions

1. Eligibility

You must be at least 18 years old to use the Platform. By accessing, you represent that you are legally permitted to do so under the laws of your jurisdiction.

2. No Investment Advice

Nothing on the Platform constitutes investment, financial, legal, or tax advice. Do your own research and consult qualified professionals before making financial decisions.

3. Investment-Related Disclaimers

• Monisa does not guarantee price, liquidity, or future value of any investment.
• Participation is voluntary and at your own risk.

4. Acceptable Use

You agree not to:

• Use the Platform for unlawful purposes, money laundering, or sanctions evasion.
• Attempt to exploit, disrupt, or harm the Platform or its users.
• Misrepresent your identity or affiliation when contacting Monisa.

5. Intellectual Property

All content on the Platform (text, design, logos, materials) is owned or licensed by Monisa. You may not copy, reproduce, or distribute without prior written consent.

6. Limitation of Liability

The Platform is provided “as is” without warranties. To the maximum extent permitted by law, Monisa is not liable for any damages arising from use of the Platform, including loss of funds, data, or access.

7. Third-Party Links & Integrations

The Platform may link to third-party apps (e.g. LinkedIn, X). Monisa is not responsible for external services and you use them at your own risk.

8. Termination

We may suspend or terminate access at any time, with or without notice, for any reason.

9. Governing Law

These Terms are governed by the laws of Switzerland, without regard to conflict-of-law principles.

10. Updates

We may update these Terms from time to time. Continued use after updates constitutes acceptance.